Ibancar The best solution for a loan with your car is a financial services company that makes loans using your car as collateral. In this way you could even get a loan of up to € 6,000 without having to change the owner of the vehicle and much less need to rent to drive it.
Being Ibancar a company with activity since 2010, it has an expert team in the financial sector, professional and responsible, ready to give you a hand with the flexibility you need. They have already solved the problems of more than 30,000 clients, in addition to being a registered trademark of Excom Salduba SL
What makes it different from other financial services?
It is a car pawn system in which you will get money in a period of 48 hours and it will not be a problem to get loans, even if you are in the Credit Checker. The money you will receive will be based on the age of your car and you do not have to worry about change of owner or rentals, it will not be necessary to go to a notary, in addition to having flexible conditions to the needs of the client.
Advantages of choosing Ibancar as a financial service
- It does not matter if you are in RAI or Credit Checker since they have flexibility even if the client belongs to a delinquent registry, so it will not be any problem.
- It is possible to get a loan equal to 70% of the value of the vehicle and you do not have to stop driving it.
- IBANCAR will not ask you to leave the car in a deposit and it will not charge you rent for using it, the best of all is that the car will remain in your name.
- Regardless of whether you are self-employed or a pensioner, you will have access to the services it offers, since the guarantee is through your car. Regardless of your situation, you will find the right service for your need.
- The money you will receive will be based on the age of the car you want to mortgage and at Ibancar they use the official GANVAM scale to carry out the operations.
- IBANCAR offers clients a service package for their car loans.
- You will not have to make a final installment, since it has amortization of the capital in installments.
Main Features of Ibancar
- The loan period is urgent, so it won't take long for your collateral to be ready. The maximum period is 48 hours
- Ibancar has flexible conditions to the needs of clients, unlike other services that do not offer these types of conditions.
- You do not need to go to a notary to carry out the value.
- It has a loan amortization insurance for total loss.
- It includes an annual technical maintenance check for the vehicle.
- It includes a study with the possibility of making a request for a loan increase. This will be possible as long as the maximum value of the loan is not requested in advance.
- They have a personalized service to obtain ITV appointments.
- You can get access to information regarding your loan, ITV appointments, reports, etc. on the Ibancar website.
- Personalized courier service.
- You can request a report on the condition of your vehicle.
- They allow card payments.
- Customer service via telephone or email from Monday to Friday from 9:00 a.m. to 6:00 p.m. In peninsular time, the hours are from Monday to Friday from 10:00 to 17:00.
- Flexibility to choose the date of payment of your monthly installment.
- It has an APR rate of 18%.
Requirements to make the loan with Ibancar
Take into account that the two conditions to make the guarantee are:
- The vehicle must be less than 13 years old and free of charges.
- The vehicle must be in the name of the person requesting the loan.
It requires certain documentation, which in spite of everything are not all personal except for your identification.
The documentation that they will request is the following:
- NI You can attach if you prefer your NIE or your driving license. The document must be in force.
- The technical data sheet of your vehicle.
- Your last payroll or proof of income.
If you meet these requirements, your request will be completed quickly.
Interest rates on Ibancar loans
The APR they handle in Ibancar is 18%.
For example: If your payment will be € 1,000 over 12 months, it would include a cost of € 104, giving a total cost of € 1,104. And since Ibancar has amortization to capital in installments, this payment will be reflected in your payments, so you will not have to pay an additional final installment.
Can you request a credit with Credit Checker in Ibancar?
Ibancar does not take into account those from the client, since, when it comes to helping its clients, the most important thing for them is commitment. Regardless of whether you are in Credit Checker (or even RAI), you will have the possibility to apply for a loan.
Customer service in Ibancar
Ibancar has customer service by telephone or electronically.
Telephone: 952 86 46 45
Fax: 951 19 01 72
Contact email: email@example.com
Hours of operation: Monday to Friday from 10:00 to 17:00 in peninsular hours.
You can also leave your comments or opinions to improve the Ibancar service in the "Contact" section of the official website.
Types of loans offered by Ibancar
Ibancar handles a loan with a car guarantee . In other words, you will pawn your car and, best of all, without having to deliver it, rent it or change ownership.
Use the official GANVAM scale to appraise your vehicle. Once the amount has been measured and the steps to request your credit have been carried out, you will receive your loan urgently with the possibility of requesting an increase in it, provided that you have not previously requested the maximum capital to loan (€ 6,000) previously.
How to apply for credits and loans for your car in Ibancar
The process that you have to go through is really quick and easy, since it is carried out online, so it will not require you to appear before a notary.
To carry out your credit, it will only require 4 steps.
- You must enter the official Ibancar page and enter your vehicle data. In this way, the platform rates the vehicle.
- Enter your data with the attachment of the requested documents.
- Call IBANCAR to confirm the details of the financing.
- The money will be paid in less than 48 hours.
Extensions and postponements in Ibancar
The best thing about applying for a loan with Ibancar is that you can cover your installments of 12, 18, 24, 30 or up to 36 months. As if it weren't good enough, Ibancar offers its clients the opportunity to choose the days that are most convenient for them to make their payments. So is. The date, you choose it yourself.
The APR will be included in the total cost that will be distributed in the payment terms, so you will not have to pay a final installment when paying off the loan. Finally, it is possible to pay off the loan, in advance, at the time you want.
Opinions about Ibancar
Anabel S.- They are really serious, reliable and the documentation they ask for is minimal.
Antonio Gracia.- They are very useful being for immediate liquidity and if you are looking to get quick money.
Miguel M.- They offer me competitive interest rates that no pawn shop could give me.
Gema Oliva.- Although my vehicle serves as a guarantee, I can continue to use and circulate with it.
Romina D.- I was given the opportunity to apply for a loan even when I appear in Credit Checker. I finally found the entity I needed
Carmen Ortiz - I applied together with my husband for a loan of five thousand US dollars. Thanks to the service they offer, we were able to increase it by a thousand US dollars more
Yanina - If on any occasion I have an economic emergency, I only have to request help and Ibancar, because I only have to use the vehicle as a guarantee.
Being a large financial service that facilitates car loans as collateral, and especially with the services and facilities it offers, it seems to be too good to be true.
After reading comments like these, it must be said that it is a responsible, but above all flexible entity that, unlike other companies, will not require you to deposit your car somewhere or anything like that. So, don't be afraid to drive your vehicle. Is still yours
You can also count on the possibility of requesting an increase in the loan as long as the maximum amount has not been reached previously. Regardless of the purpose for which you will use your money, whether you are self-employed or a pensioner, you will receive a loan for your vehicle. If you need money to pay your bills or start a project, Ibancar will be your best ally. Without a doubt, the necessary help at the right time.