Dindin is a totally Spanish company that specializes in short-term personal loans , whose objective is to provide the financial loans necessary to help its clients in an agile way in the face of any financial inconvenience they may have. Dindin offers simple and fast solutions so you don't have to go through long bureaucratic processes that cost you time and money, being the one who decides the amount of money you need.
Choosing Dindin is a very good option for people over 23 years of age with residence in Spain who need a loan, since the terms to pay are very flexible and it is a totally safe and transparent service, in addition to that we will always have efficient care and quick responses on the status of our credit. The information is clear from the beginning, so there will be no doubt about the amount requested, the deadlines and the commissions to be paid.
What makes Dindin different?
A very important differentiator in Dindin when we compare it with other credit companies is that by choosing this option, the company will offer you a credit of up to 300 US dollars on your first loan totally free . This means that during your entire repayment period you will not have to pay interest or commissions , or submit to small print contracts that only make everything more confusing.
Another of the differentiators of Dindin is that it has a system to request quick money through the website or by phone, not to mention that from its Facebook page they attend to all the needs and doubts you have in this regard. There is no doubt that it is a company that cares about its customers and gives them the necessary attention.
Once your application has been accepted, you will immediately receive an SMS that will confirm the success of the process, so you will not have to go through long times of uncertainty to confirm your loan. This will be reflected in your bank account, so you can have it immediately.
Dindin is different since its interest rates are the best in the market, reaching -0% on your first loan . This means that you will have to return exactly the same amount that was loaned to you, without commissions and without interest.
Advantages of choosing Dindin
Dindin is a company that offers multiple advantages to its clients. To begin with, there are several ways in which you can repay your loan, and you can choose the one that best suits your needs:
- Bank transfer: If you decide so, Dindin will provide you with an account number where you can deposit your payments on a monthly basis, you just have to be careful to always include your reference number to locate your payment in the system
- Charge to your account: If it is easier for you, Dindin can make the charge to your bank account automatically, in this way you do not worry about your loan and you just have to be aware of having enough funds to pay it.
- Card payment: You can also call Dindin's phone number and make your payment charged to your card.
Another advantage that Dindin offers you is that in the event that at some point you cannot make your payment on time, you have the opportunity to defer payment for 30 days by paying a corresponding commission. Without a doubt, this is very useful at times when we are short of money. In addition, applying for a loan in Dindin is very simple, since it is not necessary to have collateral or you do not need to do long and tedious paperwork.
Dindin adapts to almost anyone, since unlike other companies, you can apply for your loan if you are between 23 and 75 years old , this is a great advantage especially for the elderly, who also find themselves in situations of needing a loan sometimes.
The main characteristics of Dindin
- Dindin: grants short-term loans quickly and easily, to people of Spanish residence in a range of 23 to 75 years, allowing many people to have the necessary resources to fulfill their dreams.
- Dindin: it has the lowest interest rates in the market, achieving 0% interest during your first loan of up to 300 US dollars.
- Dindin: use technological tools so that you can request your credit from your mobile phone, computer or by calling the customer service number or simply sending a WhatsApp to the number 676379153., forgetting about long bureaucratic processes in which you have to stand up to complete them .
- Dindin: has free customer service from Monday to Friday so that any doubt or inconvenience you have can be resolved in the shortest possible time
- The requirements that Dindin asks for to receive a loan are very few, so that almost anyone with income is a candidate for a loan of this type.
- Dindin loans reach up to 750 US dollars in the short term, allowing you the possibility of enjoying it either for 7, 14 or up to 30 days , and if necessary, the payment term can be extended another 30 days with the cost of a small commission.
The requirements to have a Dindin credit are very few. You only need an identification (DNI / NIE), reside in Spain and enter within the age range of 23 to 75 years. Even those people who do not have their ID, can request a loan in Dindin with another identification such as a passport. It is also necessary that you have a valid and active debit or credit card. As a complement to the acceptance process, it is also necessary that you present bank statements for the last three months , and that you have a mobile phone at your fingertips where you can be located and is fully functional.
Dindin interest rates
Dindin's interest rates are characterized by being the lowest in the market, since your first loan is equivalent to an interest rate of 0%, as long as it is equal to or less than 300 US dollars . Later, if you decide to request another loan, the interest rate will vary depending on the number of days you decide to enjoy your loan, regardless of the amount of money you need to borrow. Remember that Dindin is characterized by having short-term loans , so you can keep your loan with you for 7, 15 or even 30 days.
If you want a 7-day loan, the interest rate will be equal to 11%. If you decide to have a 14-day loan, the interest rate will be equivalent to 16% and finally, if what you need is a 30-day loan, the interest rate will be 27%. If it is the case in which you need to extend the payment term of your loan, do not worry, you can do it simply by paying a small commission. Now, if that term passes and you still cannot repay the loan, you will be charged a commission of 1% daily until you finish paying it.
Can you request a credit with Credit Checker in Dindin?
First we have to talk about what Credit Checker means. Credit Checker means National Association of Credit Financial Establishments and it is a business association that groups together entities that offer credits to their clients and together with them, a database is created on the situation of their clients regarding their payment behaviors. This works so that companies have a tool to decide whether or not to grant a person credit based on their credit history and payment habits.
In the case of short-term microcredits granted by Dindin, like most short-term credit companies, it is important that you do not appear in any of the delinquent records of Credit Checker, since it is one of the bases of data that Dindin takes as a reference to know if you are a potential client in whom they can trust the repayment of the loan . So if you find yourself on these lists, it is best to look for another financial institution or method to finance your project, if not, Dindin is a very good option for you since your credit will be approved almost immediately and you can enjoy of your money in no time.
How to Apply for a quick credit in Dindin
One of the advantages of Dindin is that its method of applying for a short-term loan is quite simple, as well as fast and effective . The first step is to enter the official website where you will find a simulator in which just by filling in some data you will be able to have a very accurate and wide budget that will allow you to know how much time you have to pay and the amount of interest you will have to pay . When you are convinced, you can request the loan on the same Dindin website , or call the customer service number where qualified professionals will assist you and you can get your credit instantly.
The application of short-term credits is quite simple and effective. Simply request the type of credit we need on the website or by phone . The request will be reviewed immediately and we will receive a response shortly. If the application is accepted, you will know by means of an SMS text message that will confirm that the Dindin company has granted you the loan. In a few moments you will be receiving the money by bank transfer in your account. If your loan is pre-approved, you will be asked for proof of fixed income and the necessary documentation to verify your identity. What you must do now is send proof of income, and the most effective and simple way to do it is by uploading your documents to the Dindin website. You will also need to attach a color image of your DINI / NIE on both sides and a bank statement for the last 3 months. Do not forget to include your personal data in the documents.
It may be the case that for one reason or another your application for a short-term microcredit is rejected. If so, you will know it by means of a notification via SMS on your mobile phone. If this happens, do not be discouraged, after a few days you have the opportunity to reapply for a short-term loan with Dindin .
Any questions you have, the Dindin customer service team is efficient and you can find them from Monday to Friday by phone. It also has an online chat on the website where you can talk in real time with qualified personnel to solve and answer all your questions in this regard, whether you are a prospective customer or a regular customer. In the same way, you can go to one of their branches where they will give you personalized attention, and you can even receive a solution to your questions through their facebook page.
Types of loans in Dindin
The credits offered by Dindin are short-term, intended for people who for one reason or another need emergency money, and undertake to pay it during the established period. Credits are granted and charged depending on the number of days that we need to enjoy our loan:
- The first loan is free, since you are granted a credit of up to 300 EUR without interest or any commissions for 30 days.
- If you later need a 7-day credit, you will be charged an interest of 11%.
- IF what you need is a 14-day loan, your interest will be 16%
- Finally, 30-day loans have an interest cost of 27%
Extensions and postponements in Dindin
Dindin understands that there are times when things don't work out as planned and we are faced with financial unforeseen events. In case something like this happens and you do not have the ability to pay your loan on the established date, do not worry. You can request an extension to finish paying your credit. There are two main ways to do this:
- You can choose to pay a 30-day deferral commission. This will be by bank transfer and will allow you to have extra time to finish returning your payment.
- You can also contact the customer service team online or by phone, who will guide you to make the deferral payment directly with your debit or credit card.
In case you have already requested the deferment of the loan, and you are still unable to make the payment, you should take into account that your credit history will be negatively affected. Additionally, you will have to pay 1% daily regarding the total amount of the credit until you finish repaying your loan. Take into account that the best option is to contact Dindin's customer service department as soon as possible so they can help you evaluate and control the situation and that you can choose the best option so that you can repay your loan.
Without a doubt, Dindin offers all the advantages and facilities that a person needs when applying for a short-term microcredit. Wherever you are, Dindin has an option for you to obtain money and will personally assist you in all the doubts you may have. All the processes in Dindin are quick and easy to use and understand, in addition to offering the facility that your credit will be approved in a few minutes, forgetting about having to go to tedious places to queue. The requirements that Dindin asks to obtain a loan are really minimal.
Dindin clients are satisfied with its processes, its personalized attention and the simplicity and ease involved in applying for a short-term loan with this company. Without a doubt, it is an excellent option for all those people who need a loan in a short time.
Dindin offers the best interest rates to obtain loans and credits. The first loan of up to 300 US dollars is completely free, and subsequent loans carry low interest rates depending on the time we allocate to pay them. In the event that for any reason you cannot repay your loan in the established time, you have the opportunity to request a 30-day extension in exchange for a commission. The requirements to request a credit are minimal, and you can send them by email or through the website from the comfort of your home. There are several ways to return your payment, and you can choose the one that best suits your needs. Go ahead and choose Dindin as your company to apply for a short-term loan and enjoy all its benefits.