Ava is one of the financing options that allows you to obtain a small or medium amount of money immediately, and that you will have to return after a few days, a maximum of 33.
One of the best options to consider if this is what you need is dispon , a company of Mini Fast Online Credits that offers you all the facilities and the practicality of requesting the money you need for an emergency, a project, an unforeseen event, or for a last minute purchase without having to go through the long and tedious process of traditional banks that includes a lot of paperwork and excessive waiting times.
With dispon you will be able to face all your financial problems in the fastest and easiest way. If you want to know more about it, continue reading about the advantages and characteristics of dispon.
What is available
Ava is an online and immediate personal microcredit company that offers you up to 400 US dollars that you can use in whatever you want. You will have up to 33 days to return them, and you will not have to worry about calculating interest or commissions, since you will simply be charged the fees corresponding to your loan depending on the amount and term to be returned requested. This is how in some cases, you will simply have to pay the small amount of 12 US dollars to pay off your personal loan debt.
Dispose also offers a series of advantages that other similar companies do not offer, since your first credit can be totally free if you return it before 10 days Imagine that you are in a financial trouble and a friend offers to pay your expenses without any type of commission or interest, simply trusting that you will return it in a timely manner. This is how the available free loans work, which is why they become a wonderful option for short-term projects or as an advance on our payroll.
Advantages of choosing Ava
- The main advantage of choosing Ava as our immediate personal loan company is that we can be candidates for our loan to be totally free, without having to pay fees, interest or commissions, as long as we return the requested amount within 10 days and this be our first loan with this company.
- The available range of money that dispon can lend you is very wide, since it ranges from 1 US dollar to 400, with which you can carry out small and medium projects without any problem.
- You will have up to 33 days to repay the entire loan, which is a longer period than most credit companies, which generally grant only one month to repay the loan.
- From the beginning, you will be able to use the simulator to find out the total amount to be paid, the fees and the exact day on which the debt must be paid. You will see that this tool will help you a lot to be clear about what you want to order and how to return it.
- Your application will be evaluated at the time, and if approved, you will have the money in your account in 10 minutes or less.
- You can cancel early without any extra charge.
The main characteristics of dispon
Simplicity: dispon works in a totally simple and intuitive way, and you will be able to carry out the entire process completely online. With the help of the simulator available on its official website, you can choose the amount you need and the term in which you can return it. This is how just by filling out a form and requesting the money, you can carry out your short-term purposes or deal with expenses and unforeseen events.
Speed: your request is evaluated automatically, and you will have the answer to it practically automatically. Depending on each bank, the time the money is in your story can vary, but the truth is that it usually oscillates in 10 minutes or less. So you will have your money automatically in your account and without major problem.
Early cancellation: There are those who do not allow you to make an early cancellation of your personal credit, dividing your payment into monthly installments that can last up to 96 months. The advantage of dispon is that you can cancel your debt at any time you want, simply by paying all of your debt with your fees. You will not have to worry about cancellation fees or that the interests of your personal loan continue to rise without you being able to control it.
Free loans: You can get a totally free loan as a welcome offer to Ava. Simply make your application for a personal loan, and if it meets certain characteristics, including that you return it in 10 days or less, you will not have to pay fees for your loan, nor commissions or any type of interest.
It is safe to ask for a loan in dispon
Of course, it is safe to ask for a loan in Ava, since it is a company that operates under the regulations of the law when obtaining immediate personal loans. You may worry about the amount of information that you have to enter online to obtain your personal loan, since it is increasingly common to hear cases about theft and fraud online.
For the same reason, dispon offers a state-of-the-art security system on its website, with which your personal and banking data will be protected under the highest online security protocols. Do not hesitate to use the available online services, since they are safe and will allow you to carry out all your movements and transactions with the greatest peace of mind and security.
The requirements to apply for a loan in dispon are simple and almost anyone can meet them. Here we present them to you:
- Be of age
- Be a resident of Spain
- Have a checking account in a bank or savings bank in Spain.
- Be the owner of an active mobile phone.
- Be the owner of a personal email.
- Have your ID.
If you have these characteristics, you will be able to request one of the available personal loans, you will simply have to fill in the application with your personal, contact and fixed monthly income information. It may be the case that additional information is requested to complete your registration and clarify some doubts, but this will not be necessary if your information from the beginning is clear and precise.
Available interest rates
Ava does not manage your immediate personal loans through interest rates, since these are paid after 33 days and simply covering a fee. This financing scheme is ideal for small short-term personal loans, since the amount to be paid as fees is relatively low, and it is easily compensated by the speed and effectiveness of the process.
What is important is that you are always aware that this type of personal loan is not recommended as a frequent financing method, but as a support that can be requested from time to time to make occasional purchases or face unforeseen events.
For informational purposes, the representative APR of available fast loans is 2087%, which may sound very high at first, but if we take into account the way in which it is calculated and that after 33 days we will have to make the entire payment, we realize that the interests, or rather, fees, are within a range of 12 to 123 US dollars, depending on the amount requested and the time you have chosen to pay.
You can request a credit with Credit Checker in Available
If you can request a credit with Credit Checker in Available, and this is one of the many advantages of this company. Ava has personal loan schemes very similar to conventional ones, but designed specifically for people who appear on delinquency lists or who do not have a positive credit history.
If you find yourself in any of these situations and you need a personal loan urgently, go to the dispon page and you will find all the financing schemes available for all the situations and needs of each person.
In the case of loans with Dispon Credit Checker, your particular situation will be evaluated, and in case your debt is small or does not actually represent a risk of non-payment, you will be able to obtain one of the mini-credits available to provide a solution to your immediate liquidity problems.
Mobile application and customer service available
At the moment, there is no mobile application for Ava users. But you can get in touch with them through their customer service available on their website, in which you will have to fill out a simple form where you can request an answer to all your doubts and questions.
You can also create an account where you can have full control of your payments and personal loans, which you can enter without any problem from your computer or from your mobile phone. Additionally, you will find a wide section of frequently asked questions and answers that will be of great help and guidance. Enter the official website of dispon to learn more about your personal loans and other financial products.
Types of loans available
Ava is a company that offers personal loan schemes oriented to practically any need. Whether you are unemployed, without a fixed payroll, retired, working, in Credit Checker or under any other circumstance, you will be able to find a personal and fast financing scheme specially designed for you.
You may always run into problems with paperwork, as the documentation can be confusing and inaccurate. In dispon you will find online loans without having to do paperwork. You will also find personal financing schemes in which you do not need collateral or property that guarantees the full payment of your loan.
The main objective of dispon is that you find an effective, comfortable, online and fast type of personal financing that does not present complications when requesting or returning it.
How to request the available credits
To apply for any of the available personal loans, you simply need to enter the official website of dispon and select the amount you need and the term in which you want to return it. In this way, you will be redirected to a page where you will have to fill out a form with your personal and contact information. Remember that you must meet the basic requirements to be able to request any of the personal loans of dispon.
If you meet the requirements and fill out the form correctly, your application will automatically be evaluated and a response will be sent to you on the status of your loan. If approved, your money will be available in your account in a matter of minutes.
It is important that you take into account that some banks and savings banks have a slightly slower system, so it may take a while for your money to appear reflected in your account. In most cases, you will have it available after 10 minutes.
How to return the available credits
There are many ways to repay the personal loans of dispon. Either by card, deposit into account or bank transfer in one of the 5 banks that dispon operates. The only thing that you should always take into account is that it is extremely important to enter your ID or name as a reference, so that the income can be identified and that it is assigned to your personal loan. If you don't, it will be difficult to identify the payment and you may face late or non-payment fees.
Among the banks available so that you can make the payment of your personal loan are:
- The Caixa
It is always important that you check the status of your loan to make sure that the amount you are attaching is correct. You can check it by logging into your Ava account. Since the personal loans of dispon are short term, you can choose to make a single payment or little by little, as long as you have covered the entire payment before the date stipulated in your contract.
Disposal extensions and postponements
It is very important to take into account that the personal loans of dispon are short-term, so they are designed only to solve immediate liquidity problems. However, we are all exposed to unexpected situations that unbalance us financially, and if this becomes your case and you find yourself facing a situation in which you cannot make the payment of your personal loan, what you should do is communicate As soon as possible to the customer service number of dispon and comment on your situation, so that together they can come up with a new financing scheme so that you can repay the entirety of your personal loan. However, you will be charged late fees, which can grow if you take even longer than expected to make your payment.
The best thing is to always ask for a personal loan which you know that you can stir without major problem. Remember that your credit history can be affected, and you can be included in a delinquency list if you do not make the payment, so it is always better to take all kinds of precautions before requesting a personal loan at any institution or company, without matter if this is small or large.
Dispos clients who have used their personal loan services to deal with their immediate liquidity problems have found this institution a very good option to get ahead without any problem.
If to this we add that the first loan you request will be totally free, and that you have a wide margin to make the payment of your loan by paying only a fee for fees, we can realize that Available is one of the most comfortable, simple and effective ways to obtain an immediate personal loan without leaving our home and with the total confidence that it is a safe operation.
Ava offers immediate personal loans under schemes designed for all situations. It does not matter your credit history, your temperability or your age, since simply by being of legal age and having a stable income, you will be able to obtain a personal loan from Dispose in the easiest and simplest way from your computer or your mobile phone.
Forget about interest rates and amortization tables, since with the personal loans of dispon it is enough that you pay the fees corresponding to your loan, and if it is your first time requesting one, you can obtain it for free.