Get that small loan you need right now and in the easiest and fastest way with Okmoney . Get what you want so much and that you cannot pay with this page, which turns out to be the best option. Do not stop here and find out everything that Okmoney offers you with regard to money loans. It is so simple that you will not believe it!
Okmoney is a Spanish company belonging to DFC Global Corporation in which you can trust enough to ask for a loan. It has all the tools you need to make that loan a reality. Best of all, you can request your Okmoney loan from the comfort of your home. That's right, easy, fast and comfortable. If you need one of those online loans , this is the solution!
Discover right here what this fabulous company consists of, everything it can do for you and much more. Let yourself be convinced by these experts in fast loans and forget about the worries. The era of trickery and late loans to banks or private entities has ended. Are you willing to upgrade?
Why opt for an Okmoney loan?
As already said, Okmoney is a website where you can obtain fast personal loans without any inconvenience. It is a Spanish company that belongs to DFC Global Corp., one of the leading companies in private financing. Its primary objective is to make life easier for you in all regards to those liquidity needs that one has. Be it short or medium term, you can opt for the best loan service for all of Spain.
Transparency is the main key in all the operations that Okmoney can offer you. The information of everything regarding the prices of the service is always notified with total clarity. There are no misunderstandings at Okmoney!
Okmoney has the highest technology in online loan matters, which guarantees security and good results. In short, it is everything you could ask for with respect to fast personal loans and without so much protocol. What are you waiting to request your credit right now? You will not stop finding good reasons to opt for an Okmoney loan!
How to apply for a loan at Okmoney
You see, it is so easy to apply for a loan in Okmoney , that you can apply for your loan without any inconvenience. You just have to follow the following steps and everything will be ready to proceed with your loan. The steps are:
- Enter the official website of Okmoney.
- Select the form of payment and the return time in the amount calculator that will appear on the screen.
- Click the "request" button
- Fill in the entire online form that will appear there with all the information they request.
- You wait a few minutes until you receive an SMS and an email with the approval of the loan.
And that's it, you will get one of those fast loans without collateral that you need so much in a short period of time. Make sure you have all your papers and documents in order so that you do not have problems with the loan.
Types of loans in Okmoney
At Okmoney you have the facility to choose the types of loans that best suit your daily life. You can choose between these times to make the return of the requested:
- 30-day loan: As the name implies, you only have 30 days to pay the requested loan. You can ask for € 300, although if you have already been a customer, you can opt for a maximum of € 800.
- 60-day loan : With this loan, you have up to two months to repay the credit. You must pay in two parts and the maximum amount of money to request is € 800 if you are a regular customer.
- Flexible loan: Where, if you are a new client, you can request between € 500 and € 1000 without any problem. You can specify the term necessary to pay this loan, between 3 to 6 months. Best of all, if you have already requested a loan before, you can easily request € 3,000. Incredible don't you think?
This automatically makes Okmoney micro-loans an invaluable virtual platform for all Spaniards who need credit.
Now, you must be wondering what do I need to apply for a loan? Simple, you only need the following:
- Be of legal age
- Your DNI or NIE number
- Live in Spain
- Have a minimum monthly income of € 500
- A personal mobile phone number
- Your debit card number
- Not have another active loan in Okmoney
If you meet all these requirements, you can obtain a personal loan in a fast, precise and simple way. Making an online loan application has never been easier! As additional information, it can be said that you can obtain a credit for more than € 400 and pay it in 6 months. Of course, you will have to give your payroll first. Of course, this does not mean that you can not make quick loans without payroll . It is only requested for this class of particular cases.
Request a credit in Okmoney with Credit Checker
A question that many people may have, is about whether you can request a credit with Credit Checker . It should be remembered that the Credit Checker works as a file that contains information related to financial solvency and credit. That is, the Credit Checker keeps a list of those people who default on their payments. If you have defaulted on a loan or invoice, you will surely appear here.
At Okmoney, we have a policy of not accepting loan applications for someone who is delinquent with Credit Checker. In other words, you can't ask for one of those quick loans with Credit Checker .
If it turns out that you have Credit Checker and you need to request a credit immediately, then don't worry. Fortunately, there are many online financial institutions, apart from Okmoney, that can accept a credit with Credit Checker . It is up to you to investigate a little more about it and not give up in your search for that much-needed credit. We leave you a list of lenders that accept people with Credit Checker Here
That Okmoney does not allow loans to people with delinquency in Credit Checker, is just one more proof of its transparency. Trust 100% in this group of people willing to lend you money!
Repayment of the loan made to Okmoney
Now it's time to talk about how Okmoney collects the loan made in a clear and transparent way. It is a simple procedure that does not involve great powers or abuse of the lender.
Plain and simple, the return of the loan will be charged to your card on the day and date stipulated before. On the other hand, if it turns out that you do not have money on your card that day, then you can opt for another method. This consists of making a transfer for the amount to be paid, a few days before the credit expires. The above said also applies to people who have not provided their card details.
Remember to meet all the requirements, regardless of whether you pay by card or by transfer. The success of the personal loan with Okmoney depends entirely on your collaboration!
In the event that you cannot pay your debt within the established period, there will be no choice but to call. Contact customer service and clearly state the reasons why you have not been able to pay. It doesn't matter if it is one of those student loans or travel loans , you will have to notify it if you will not pay.
In which case, if you fail to pay on time, you will automatically incur late fees . These expenses include a surcharge for each reminder that Okmoney sends you. The same entity reserves the right to apply a default interest equivalent to the current interest.
The aforementioned late payment expenses constitute 7% of the outstanding loan amount. They carry a minimum of € 10 and a maximum of € 50. The surcharge applies on days 7, 25 and 55, counted from the expiration of the credit.
Can the payment term be extended in Okmoney?
One of the advantages that Okmoney has for you is that you can effectively extend the payment term. There is no longer any valid excuse for not paying, don't you think?
If you want to carry out an extension of time, you just have to call customer service. Through this call, you can notify the reason why you want to extend the term of your return. Depending on the reasons and circumstances in which your case is, you may have an extension or not.
You can request an extension on the time of the loan of 14, 21 or 30 days if you wish. Of course, this request must be made before the subscription time expires. If not, the proposal to extend the time will simply not be considered.
If you want to prevent the initial amount from increasing each time you renew the loan, then there is something you need to do. That something is nothing more than paying the amount for the loan management. Thus, when it expires again, you will only have to pay the main amount plus the management commission.
It may seem cumbersome, but it really is nothing to write home about. You just have to call and check your Customer area!
Cups of interest in Okmoney
Something that can be a concern in an online loan application may be the interest rates. The reason for this is because they are usually quite changeable and confusing to understand. It will try to explain as simply as possible, so that they have not misunderstood Okmoney.
The interest rate in Okmoney, as in many financial institutions, varies in a matter of time and amount. That is, the greater the number of time to pay and the greater the amount, then the greater the interest.
Okmoney works with a fixed commission that changes depending on the number of days you need to pay. Thus, depending on the number of days you choose, a stipulated percentage of commissions will be added. You can make a small list with the interest percentages that change in consideration of the days to pay:
- 14 days, an average commission of 20% of the loan to pay.
- 21 days, an average commission of 25% of the loan to pay.
- At 30 days, an average commission of 30% of the loan to be paid.
- Of 60 days, an average commission of 43.18% of the loan to pay.
With these quick credits there should be no problem in regards to high or unjustified commissions. Remember that this kind of fee is calculated annually, so it is beneficial to pay quickly. The shorter the repayment time, the lower the interest rate you must pay!
Is it worth asking for a loan at Okmoney?
The versatility of these fast, paperless and reliable loans is endless in today's digital world. With just a small click, you can have a sum of money to help you get out of a jam. Not only that, but it can also be the perfect excuse to finally get what you want so much. All with the greatest security and confidence you can get from a financial institution!
This and more is what Okmoney offers you with its interactive, intuitive and easy-to-use website. Certainly this website revolutionizes, in a good way, the way to request quick online loans.
By opting for this page for your loans, rest assured that you will have the money in a very short time. It happens almost instantly!
There are many pages that host the microcredit policy for your private use, but none like Okmoney . This has a customer service that treats you like a thousand wonders. In addition, you have a lot of flexibility when it comes to paying the loan. As if that were not enough, it allows you to choose the time in which you can pay that sum of money.
Has it already been mentioned that they have a mobile application? So that's it! You can keep up to date with your loan from your cell phone. Quite simply, a page worth borrowing from.
You know, opt for Okmoney for your financial emergencies if you want security and peace of mind in your loans and business transactions.