If you are thinking about looking for a good mini-credit online , the best way to get it is through HolaDinero . Hola money is a company of Spanish origin that moves in the market with extensive experience and reaches central Europe. The company is managed by a team of young professionals with very good ideas for the financial market . Most of the people who are in the entity, work hard so that each family receives the money they need in the time in which they have to use it, in order to make each person fulfill their dreams.
The entity works hard so that you can enjoy the money at any time , since it can be ordered any day of the week at any time.
These personal loans are not bank credits and are always given in the short term without having to go to any form in offices, these credits are 100% online.
Main features of Hola Dinero
It does not require many expenses. When you require a money loan without much paperwork and efficiently, there are always many options, but surely they usually have a very high interest rate and conditions that are not going to favor you at all, because it is about taking advantage of your situation of urgency. In hello money you will not spend much.
They give the loan easily and without the need for paperwork. It lends you money to cover all the needs and emergencies that may arise, for this reason sometimes you need help. At hello credit they are there to support you and to offer you an easy credit so that you can face all those expenses and debts that can cause you stressful situations.
Serious and responsible company . Holadinero is known for being a company that does not look bad to its users, since it handles loans with the seriousness that is needed, giving support and excellent customer service in case they need advice to carry out the procedure or for if any doubt arises.
Advantages and differences to choose from HolaDinero
With Hola money there are great advantages and differences that support its good service , among them are the main ones that are the following:
- The online procedure is completely safe. The loan, being online, is very easy as well as safe. From the website you can choose the amount, as well as the payday, fill out a short form and request your loan from any device.
- The decision is instantly. Thanks to Hello Money, the decision is practically instantaneous, since when requesting the credit you will get a very fast response in just a few minutes at any time of the day, since being virtual in its entirety, there are no date restrictions and Schedule.
- You can receive your money in record time . In the event that your credit application has been approved, the money will be deposited immediately into the applicant's bank account.
- Credits without paperwork. There is no doubt that this is one of its best advantages since lenders, institutions and banks that are dedicated to making personal loans can take even months to approve the deposit, months that are valuable time in which you need to pay off your debts or get out of your urgency. In hello money you will not have to undergo such long paperwork processes and you will be able to get your credit in the simplest and fastest way.
- the loans are very fast. Since it does not matter what your reason is, in hello money you will find the best way to obtain loans legally, quickly and for a good amount of up to € 1000 for anyone and with almost zero interest.
What are the minimum requirements for Hola Dinero
To apply for a loan it is necessary to be of legal age and have a fixed source of income that can be demonstrated, in addition, it is a requirement that there is no delay in the payment of other financial debts that you have acquired, so that there is no record defaulters.
The decision that is positive about the loan will be subject to some circumstances of the loan applicant, which are the following:
- That all the information and documentation that have been presented to the Hello Money Lender is true, truthful and updated.
- That the applicant is not part of legal or judicial procedures that may affect his level of financial solvency and credit.
- That there are no pending payments or debts to third parties that may prevent the payment of the Hello Money Loan, including pending payments that are noted in any record of information on financial solvency and credit.
In the event that the communication of the positive or negative decision of the loan has not been sent in accordance with the request provided for in these general conditions, that it is sent after the deadline or that there is a prior rejection by the person who requested the loan, it will be considered that there has not been a loan decision and therefore will result in a negative decision. Hello money will inform the loan applicant by SMS message and by email that the loan application has been received correctly.
Once the hello money lender has made the relevant checks, the lender will send through the remote service that is the platform, whether the loan decision is positive or negative. The assessment of this will be by the lender to let the applicant know if the opportunity to grant the loan has been granted and therefore, in the event that the hello money lender has rejected the loan application, he will not be obliged to inform to the applicant the reason for the reasons for the denial of the request made.
Can you request this type of credit even if you have Credit Checker problems?
As long as you do not have a financial debt, you can request the credit from the entity.
How long does it take for the money to reach the bank account
For customers who want to access a loan, those who are in the following banks: Sabadell, Bankia, Santander or Caixa Catalunya ; the money will arrive immediately to your account as soon as the request is accepted. For the rest of the people who do not have an account in these banks, the maximum term is 24 hours.
In case of not receiving the money during the 24 hours following the acceptance of said credit, you must contact the entity to verify that there is no error.
What is the amount of money that can be asked?
HolaDinero gives you the possibility to request a first credit of up to 500 euros at 0% interest. If you return that loan without any incident, you become a trusted client and you can request up to € 1,000 in the next one.
I can access this credit even if I don't have a payroll
If you can access this credit even if you do not have demonstrable income. The money for payments can come from a pension or employment benefit , as well as any type of demonstrable benefit.
How to tell if your loan has been approved or not
Each request is handled in the entity exclusively, so once the credit is approved, a person will contact you to clarify all the doubts you may have about said credit and other types of doubts that may arise about the hiring process of the same
Hello Money interest rate
In hello money, a very flexible interest rate is used, since accessible personal loans are offered to be returning between 61. APR (APR) as a maximum 1698%. The minimum return period is 61 days.
How do you get money with the platform
You can request a loan of up to 1000 US dollars to return to the platform within 100 days as long as you prove to the company that you have income in some way . Said income can be from a pension to a subsidy, In addition, having a personal account and above all, not having delinquency data on the Internet.
To be able to enjoy an urgent amount of money on the platform, what you must do is enter the HolaDinero.es website and choose the amount of money you want to get. Remember that if you are a new customer, you will not be able to order an amount greater than 500 US dollars . You must also enter the day that you are going to make the payment to the entity, in addition to filling in a short form with your personal data, so that the entity can verify whether or not you are eligible to receive said credit.
HolaDinero professionals will only take a couple of minutes to see if your request is suitable or not, and you will receive the answer in a few minutes. However, remember that the money will take a little longer to receive if you do not belong to the banks that collaborate with the entity. It will never be more than 24 hours.
Hello money is a serious company that protects your information and does not sell it to third parties. In addition, the contract protects the client 100% from any type of misleading procedures. The purpose of the company is to bring the money to the people who really need it and give them 100% flexible payments in each case.
Quick loans at HolaDinero
The fast loans in HolaDinero are designed so that anyone can get up to 1,000 US dollars in a few hours and thus cover any type of urgency.
In this entity, the method to request this type of credit is quite simple, since you can do it at any time of the day or night and all you will need is access to the Internet. Among another of the benefits it presents is that you can do it from any device.
The fast hi money loans have a minimum term of 61 days to pay and you can do it with a maximum of 100 days.
Most of the fast loans are made in less than two hours and you have the possibility to choose the day on which you are going to pay. You just have to fill out a simple form with your personal information to be able to acquire the money.
In case you want to request quick loans by any other means, it is likely that you will have to wait years and cannot cover urgent credits, so if you need quick money, trust the platform.
If you do not know if you could be eligible or not to enjoy one of the fast loans they offer, the best option is to talk to the team of professionals that you will find in the entity and in this way, they will give you a completely free valuation.
HolaDinero extensions and postponements
the day the loan is due, the applicant can choose between the option of returning the money or extending the term. The extension period may be a maximum of thirty calendar days that will be counted from the date on which hello money has granted the expiration period.
The costs for requesting an extension of the loan term will be those that are deducted from the simulator of the web page and that will be communicated to the one who requested the extension by sending the specific conditions according to those that are contracted by the term extension.
When the borrower is going to request the extension of the term of his loan, he must pay into the bank account that has been indicated by the lender the amount corresponding to the fees for the management of said loan. Once the extension period has ended, the borrower will have to pay the total amount that has resulted from the loan that he requested in the indicated bank account of hello money.
Penalty for non-payment and arrears to HolaDinero
The non-payment at maturity of any amount that is arranged under the loan, as well as the processing and management costs, will empower the lender that is hello money to demand from the borrower, in addition to the amount of a penalty for late interest of 1.00% per day on the unpaid amount, this with a maximum limit of 200% on the principal as well as the expenses caused by the non-payment of the loan and without prejudice to other consequences that may arise from its default among others , the inclusion of data in files of credit and equity solvency.
Any amount that the lender receives and is due, will be charged the collection costs, the loan with the management costs and the corresponding penalty for non-payment.
Marta V.- Hello, money seemed very efficient since I obtained the loan very easy and without paperwork.
Ana P.- I never believed that applying for an economic loan was so simple. I definitely recommend them.
Carlos Q.- When processing a loan in hello money, I was amazed to see that I was able to obtain the money so quickly, because there is literally an answer in a few minutes.
Hola Dinero customer service
Ronda de Atocha, 12, 28012 Madrid, Spain
The company is defined by its seriousness and responsibility. It is a company that is specifically dedicated to loans in economic matters, which are small but highly appreciated because they are the ones that can help us for any emergency that may arise. When entering the page, it will be very easy to request the money in amounts ranging from € 100 to € 1000, without complicated, hidden conditions or interests that border on the unpayable.
As you can see, HolaDinero is one of the few companies that strives to give the client the best of its company, trying to take as little as possible from the client, both in time and in commissions. In addition, the entity has a data protection system that will help you ensure that the data you send remains completely in the company without being able to be filtered. However, the data will be saved in the company's database so that the next loan you request can be managed in a much simpler and above all, faster way.